Auto Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Auto Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Auto Insurance Information
Insurance for Drivers Throughout Illinois
Driving your vehicle comes with as many risks as it does freedoms. Although you drive as carefully as possible, accidents are often unavoidable and it is important to have an auto insurance policy you can depend on.
Eugene J Eike Insurance Agency helps drivers connect with affordable auto insurance policies tailored for their vehicle and budget. We will help you every step of the way to find a policy that covers your vehicle for the price you want.
What Auto Insurance Do I Need?
Every driver’s auto insurance needs are different. The amount of insurance you need may differ from a family member’s needs. However, most insurers recommend a full coverage auto insurance policy to cover the complete value of your vehicle. A full coverage auto insurance policy may include:
Comprehensive Coverage: Comprehensive coverage provides compensation for damages to your vehicle caused by fire, wind, hail, lightning, falling objects, theft, vandalism and other incidents not involving collision.
Collision Coverage: Collision coverage provides compensation for damages to your vehicle caused by a collision with another vehicle or object.
Liability: Liability insurance covers bodily injury and property damage you may cause someone else while operating the insured vehicle.
Medical Payments Coverage: Medical payments coverage provides compensation for medical bills you and your passengers may face after an accident, no matter who caused the accident.
Uninsured/Underinsured Motorist: This insurance covers expenses related to an accident involving another driver who is not carrying insurance at the time of the accident.
Roadside Assistance: Roadside assistance helps with trip interruptions such as running out of gas or needing to be towed.
Illinois Auto Insurance Requirements
In Illinois, all drivers must carry a minimum amount of liability insurance. This includes:
$25,000 in bodily injury liability per person
$50,000 in bodily injury liability per accident
$20,000 in property damage liability
Protect Your Vehicle Today
It is never too late to be insured. Call Eugene J Eike Insurance Agency at 815-732-2222 or fill out an online quote form today.
Common Auto Insurance Questions
How Much Auto Insurance Liability Do I Need?
Minimum auto liability requirements are determined by the state. This isn’t how much liability insurance you need, however. You may choose higher limits to cover your vehicle in case of an accident.
How Often Do Car Insurance Prices Change?
Car insurance prices can change at nearly any point. While your premiums may shift per year, they can also shift during the year depending on changes to your driving record, credit score and more.
How Do Auto Insurance Deductibles Work?
If you file an auto insurance policy, you will first have to reach the deductible set on your policy. This is the amount you must pay before receiving compensation for your auto insurance.
How Are Auto Insurance Rates Determined?
Auto insurance rates depend on a variety of factors. Common factors that may influence your premiums include your location, age, gender, driving record, credit score, deductible and coverage limits.