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Home > Auto Insurance in Rockford IL, Rock Falls IL, Sterling IL

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Quote Form

Auto Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Add Driver to Existing Auto Policy
Add Vehicle to Existing Auto Policy
Auto Accident Claim
Remove Driver from Existing Auto Policy
Remove Vehicle from Existing Auto Policy
Request Declaration and Coverages Page for Auto Policy
Request ID Card for Auto Policy
Send Declaration and Coverages Information to Lien Holder

Auto Insurance Information

Auto Insurance

Insurance for Drivers Throughout Illinois

Driving your vehicle comes with as many risks as it does freedoms. Although you drive as carefully as possible, accidents are often unavoidable and it is important to have an auto insurance policy you can depend on.

 

Eugene J Eike Insurance Agency helps drivers connect with affordable auto insurance policies tailored for their vehicle and budget. We will help you every step of the way to find a policy that covers your vehicle for the price you want.

 

What Auto Insurance Do I Need?

Every driver’s auto insurance needs are different. The amount of insurance you need may differ from a family member’s needs. However, most insurers recommend a full coverage auto insurance policy to cover the complete value of your vehicle. A full coverage auto insurance policy may include: 

  • Comprehensive Coverage: Comprehensive coverage provides compensation for damages to your vehicle caused by fire, wind, hail, lightning, falling objects, theft, vandalism and other incidents not involving collision. 

 

  • Collision Coverage: Collision coverage provides compensation for damages to your vehicle caused by a collision with another vehicle or object. 

  • Liability: Liability insurance covers bodily injury and property damage you may cause someone else while operating the insured vehicle. 

  • Medical Payments Coverage: Medical payments coverage provides compensation for medical bills you and your passengers may face after an accident, no matter who caused the accident. 

  • Uninsured/Underinsured Motorist: This insurance covers expenses related to an accident involving another driver who is not carrying insurance at the time of the accident. 

  • Roadside Assistance: Roadside assistance helps with trip interruptions such as running out of gas or needing to be towed.

 

 

Illinois Auto Insurance Requirements

In Illinois, all drivers must carry a minimum amount of liability insurance. This includes: 

  • $25,000 in bodily injury liability per person 

  • $50,000 in bodily injury liability per accident 

  • $20,000 in property damage liability 

 

Protect Your Vehicle Today

 

It is never too late to be insured. Call Eugene J Eike Insurance Agency at 815-732-2222 or fill out an online quote form today.

 

Common Auto Insurance Questions

How Much Auto Insurance Liability Do I Need? 

Minimum auto liability requirements are determined by the state. This isn’t how much liability insurance you need, however. You may choose higher limits to cover your vehicle in case of an accident.

 

How Often Do Car Insurance Prices Change? 

Car insurance prices can change at nearly any point. While your premiums may shift per year, they can also shift during the year depending on changes to your driving record, credit score and more.

 

How Do Auto Insurance Deductibles Work? 

If you file an auto insurance policy, you will first have to reach the deductible set on your policy. This is the amount you must pay before receiving compensation for your auto insurance.

 

How Are Auto Insurance Rates Determined? 

Auto insurance rates depend on a variety of factors. Common factors that may influence your premiums include your location, age, gender, driving record, credit score, deductible and coverage limits.

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815-732-2222

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1500 W Washington St. PO Box 39
Oregon, IL 61061

P: 815-732-2222 | F: 815-732-4300 | E:info@eikeinsure.com
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